†Illustrative examples assume current credit card amounts at 21% are replaced with a new loan at 5.99% APR with a 60-month term. $15,000 example based on existing monthly payment of $406 and new monthly payment of $290. $30,000 example based on existing monthly payment of $812 and new monthly payment of $580. $45,000 example based on existing monthly payment of $1,217 and new monthly payment of $870. Actual savings will depend on your current terms and the terms of any new loan for which you are approved.